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Many people in the face of the possibility of bankruptcy or foreclosure are looking for loan options for the best debt consolidation. The purpose is to eliminate the debt, it is to combine all of the high interest payments in a single, easy to manage payment. But most miserable a lot of people in the financial situation, they are because it is afraid put a greater dent in their credit score, you hesitate to take action. The problem is, how to avoid damage to your credit score, are discussed here.